:root{--navy-deep: #060e1a;--navy: #0a1628;--navy-mid: #122238;--navy-light: #1a3a5c;--gold: #c9a84c;--gold-light: #dfc06e;--gold-pale: #f5e8c0;--cream: #f8f6f0;--cream-dark: #ede9de;--white: #ffffff;--text-dark: #0d1b2a;--text-mid: #3d5166;--text-light: #6b8099;--green-ok: #2d7a2d;--red-no: #9b1c1c;--font-display: "Playfair Display", Georgia, "Times New Roman", serif;--font-body: "DM Sans", system-ui, -apple-system, sans-serif;--radius: 10px;--radius-lg:18px;--shadow: 0 4px 24px rgba(6,14,26,.12);--shadow-lg:0 12px 48px rgba(6,14,26,.22);--transition: .25s ease}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-body);color:var(--text-dark);background:var(--white);line-height:1.6;overflow-x:hidden}img{max-width:100%}a{color:inherit;text-decoration:none}.container{max-width:1160px;margin:0 auto;padding:0 24px}.container-narrow{max-width:760px;margin:0 auto;padding:0 24px}.fade-up{opacity:0;transform:translateY(32px);animation:fadeUp .8s ease forwards}.fade-up-delay{animation-delay:.2s}@keyframes fadeUp{to{opacity:1;transform:translateY(0)}}.reveal{opacity:0;transform:translateY(28px);transition:opacity .6s ease,transform .6s ease}.reveal.visible{opacity:1;transform:translateY(0)}.section-eyebrow{font-family:var(--font-body);font-size:11px;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--gold);margin-bottom:12px}.gold-eyebrow{color:var(--gold)}.section-title{font-family:var(--font-display);font-size:clamp(2rem,4vw,2.8rem);font-weight:800;color:var(--navy);line-height:1.2;margin-bottom:14px}.white-title{color:var(--white)}.section-sub{font-size:1.05rem;color:var(--text-mid);max-width:560px;margin-bottom:48px}.section-cta{text-align:center;margin-top:40px}.btn-gold{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:var(--navy);font-family:var(--font-body);font-size:14px;font-weight:700;letter-spacing:1px;padding:16px 28px;border:none;border-radius:var(--radius);cursor:pointer;transition:background var(--transition),transform var(--transition),box-shadow var(--transition);width:100%;justify-content:center;text-transform:uppercase}.btn-gold:hover{background:var(--gold-light);transform:translateY(-2px);box-shadow:0 8px 24px #c9a84c66}.btn-gold.btn-large{font-size:16px;padding:20px 48px;width:auto}.btn-navy{display:inline-flex;align-items:center;gap:8px;background:var(--navy);color:var(--gold);font-family:var(--font-body);font-size:14px;font-weight:700;letter-spacing:1px;padding:16px 36px;border:2px solid var(--navy);border-radius:var(--radius);cursor:pointer;transition:all var(--transition);text-transform:uppercase}.btn-navy:hover{background:var(--navy-light);border-color:var(--navy-light);transform:translateY(-2px)}.btn-outline{display:inline-flex;align-items:center;gap:10px;background:transparent;color:var(--navy);font-family:var(--font-body);font-size:15px;font-weight:600;padding:14px 28px;border:2px solid var(--navy);border-radius:var(--radius);cursor:pointer;transition:all var(--transition)}.btn-outline:hover{background:var(--navy);color:var(--gold)}@keyframes pulse-ring{0%{box-shadow:0 0 #c9a84c80}70%{box-shadow:0 0 0 14px #c9a84c00}to{box-shadow:0 0 #c9a84c00}}.btn-pulse{animation:pulse-ring 2.2s infinite}.site-header{position:fixed;top:0;left:0;right:0;z-index:100;background:var(--navy);border-bottom:2px solid rgba(201,168,76,.3);transition:box-shadow .3s ease}.site-header.scrolled{box-shadow:0 4px 32px #060e1a80;border-bottom-color:var(--gold)}.header-inner{max-width:1160px;margin:0 auto;padding:0 24px;height:68px;display:flex;align-items:center;justify-content:space-between}.logo{display:flex;align-items:center;gap:10px;cursor:pointer}.logo-te{font-family:var(--font-display);font-size:28px;font-weight:900;color:var(--gold);line-height:1}.logo-divider{width:2px;height:22px;background:#c9a84c66;border-radius:2px}.logo-text{font-family:var(--font-body);font-size:12px;font-weight:700;letter-spacing:3px;color:var(--white);text-transform:uppercase}.header-phone{display:flex;align-items:center;gap:8px;color:var(--gold);font-size:15px;font-weight:700;padding:10px 20px;border:1.5px solid var(--gold);border-radius:6px;transition:all var(--transition)}.header-phone:hover{background:var(--gold);color:var(--navy)}.hero{position:relative;min-height:100vh;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 60%,var(--navy-light) 100%);display:flex;align-items:center;padding:120px 24px 80px;overflow:hidden}.hero-bg-pattern{position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(circle at 20% 80%,rgba(201,168,76,.07) 0%,transparent 50%),radial-gradient(circle at 80% 20%,rgba(201,168,76,.05) 0%,transparent 50%);pointer-events:none}.hero-bg-pattern:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(rgba(201,168,76,.08) 1px,transparent 1px);background-size:40px 40px;pointer-events:none}.hero-inner{max-width:1160px;margin:0 auto;width:100%;display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.hero-badge{display:inline-block;background:#c9a84c26;color:var(--gold);border:1px solid rgba(201,168,76,.35);font-size:12px;font-weight:600;letter-spacing:1px;padding:8px 16px;border-radius:100px;margin-bottom:24px}.hero-h1{font-family:var(--font-display);font-size:clamp(2.4rem,4.5vw,3.6rem);font-weight:900;color:var(--white);line-height:1.1;margin-bottom:20px}.gold-italic{color:var(--gold);font-style:italic}.hero-sub{font-size:1.15rem;color:#ffffffbf;margin-bottom:24px;line-height:1.7}.hero-sub strong{color:var(--white)}.hero-pills{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:32px}.pill{background:#ffffff12;color:#ffffffd9;border:1px solid rgba(255,255,255,.15);font-size:13px;font-weight:500;padding:7px 14px;border-radius:100px}.hero-call-link{display:inline-flex;align-items:center;gap:10px;color:var(--gold);font-size:16px;font-weight:600;transition:color var(--transition)}.hero-call-link:hover{color:var(--gold-light)}.form-card{background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);overflow:hidden;border-top:4px solid var(--gold)}.form-card-top{background:var(--navy);padding:20px 28px 16px}.form-tag{display:block;font-size:10px;font-weight:800;letter-spacing:3px;color:var(--gold);text-transform:uppercase;margin-bottom:10px}.progress-track{height:5px;background:#ffffff26;border-radius:3px;overflow:hidden;margin-bottom:8px}.progress-fill{height:100%;background:var(--gold);border-radius:3px;transition:width .5s cubic-bezier(.4,0,.2,1)}.step-label{font-size:11px;color:#ffffff80;font-weight:500}.form-step{display:none;padding:28px;animation:stepIn .35s ease}.form-step.active{display:block}@keyframes stepIn{0%{opacity:0;transform:translate(20px)}to{opacity:1;transform:translate(0)}}.form-step-title{font-family:var(--font-display);font-size:1.3rem;font-weight:800;color:var(--navy);margin-bottom:6px}.form-step-sub{font-size:13px;color:var(--text-light);margin-bottom:20px}.f-input{width:100%;font-family:var(--font-body);font-size:15px;color:var(--text-dark);background:var(--cream);border:2px solid transparent;border-radius:var(--radius);padding:13px 16px;margin-bottom:12px;outline:none;transition:border-color var(--transition),background var(--transition);display:block}.f-input:focus{border-color:var(--gold);background:var(--white)}.f-input.error{border-color:#e03131}.f-textarea{resize:vertical;min-height:80px}.condition-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:14px}.cond-btn{display:flex;flex-direction:column;align-items:center;gap:6px;padding:14px 10px;background:var(--cream);border:2px solid transparent;border-radius:var(--radius);cursor:pointer;font-family:var(--font-body);font-size:13px;font-weight:600;color:var(--text-dark);transition:all var(--transition)}.cond-btn:hover{border-color:var(--gold);background:var(--gold-pale)}.cond-btn.selected{border-color:var(--gold);background:var(--gold-pale);color:var(--navy)}.cond-icon{font-size:22px}.success-wrap{text-align:center;padding:12px 0}.success-check{width:64px;height:64px;border-radius:50%;background:#e8f5e9;color:#2d7a2d;font-size:32px;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;animation:popIn .5s cubic-bezier(.34,1.56,.64,1)}@keyframes popIn{0%{transform:scale(0)}to{transform:scale(1)}}.success-call{display:block;margin-top:20px;background:var(--cream);border-radius:var(--radius);padding:16px;font-size:14px;color:var(--text-mid);line-height:1.8;transition:background var(--transition)}.success-call strong{font-size:18px;color:var(--navy);display:block}.success-call:hover{background:var(--gold-pale)}.form-lock{text-align:center;font-size:11px;color:var(--text-light);padding:14px 28px;border-top:1px solid var(--cream-dark);background:var(--cream)}.trust-bar{background:var(--gold);padding:28px 24px}.trust-inner{max-width:900px;margin:0 auto;display:flex;align-items:center;justify-content:space-around;flex-wrap:wrap;gap:20px}.trust-stat{display:flex;flex-direction:column;align-items:center;text-align:center}.trust-num{font-family:var(--font-display);font-size:2.2rem;font-weight:900;color:var(--navy);line-height:1}.trust-lbl{font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--navy-mid);margin-top:4px}.trust-sep{width:1px;height:48px;background:#0a162833}.how-section{padding:100px 0;background:var(--white);text-align:center}.how-section .section-sub{margin:0 auto 56px}.steps-row{display:flex;align-items:flex-start;justify-content:center;gap:0;flex-wrap:wrap}.step-card{flex:1;min-width:180px;max-width:240px;padding:32px 20px;text-align:center}.step-num-big{font-family:var(--font-display);font-size:4rem;font-weight:900;color:var(--gold-pale);line-height:1;margin-bottom:4px}.step-emoji{font-size:2rem;margin-bottom:14px;display:block}.step-card h3{font-family:var(--font-display);font-size:1.1rem;font-weight:800;color:var(--navy);margin-bottom:10px}.step-card p{font-size:14px;color:var(--text-mid);line-height:1.6}.step-arrow{font-size:1.8rem;color:var(--gold);padding-top:52px;flex-shrink:0}.situations-section{padding:100px 0;background:var(--cream)}.situations-section .section-sub{margin-bottom:48px}.situations-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.sit-card{background:var(--white);border-left:4px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;padding:24px 20px 24px 24px;display:flex;align-items:flex-start;gap:18px;cursor:pointer;transition:all var(--transition);box-shadow:0 2px 12px #060e1a0f}.sit-card:hover{transform:translate(6px);box-shadow:0 6px 24px #060e1a1f;border-left-width:6px}.sit-icon{font-size:2rem;flex-shrink:0;line-height:1;margin-top:2px}.sit-body{flex:1}.sit-body h3{font-family:var(--font-display);font-size:1.1rem;font-weight:800;color:var(--navy);margin-bottom:6px}.sit-body p{font-size:13.5px;color:var(--text-mid);line-height:1.55}.sit-arrow{font-size:1.2rem;color:var(--gold);flex-shrink:0;align-self:center;transition:transform var(--transition)}.sit-card:hover .sit-arrow{transform:translate(4px)}.why-section{padding:100px 0;background:var(--navy);text-align:center}.why-section .section-sub{color:#fff9;margin:0 auto 48px}.compare-table{background:#ffffff0a;border:1px solid rgba(201,168,76,.2);border-radius:var(--radius-lg);overflow:hidden;text-align:left}.compare-head{display:grid;grid-template-columns:2fr 1.5fr 1.5fr;background:#c9a84c1f;border-bottom:1px solid rgba(201,168,76,.25);padding:16px 24px}.compare-us-label{font-size:11px;font-weight:800;letter-spacing:2px;color:var(--gold);text-transform:uppercase}.compare-col-them{font-size:11px;font-weight:700;letter-spacing:1px;color:#ffffff59;text-transform:uppercase}.compare-row{display:grid;grid-template-columns:2fr 1.5fr 1.5fr;padding:16px 24px;border-bottom:1px solid rgba(255,255,255,.06);align-items:center}.compare-row.alt{background:#ffffff06}.compare-row:last-child{border-bottom:none}.compare-feat{font-size:14px;font-weight:500;color:#ffffffb3}.compare-us-val{font-size:14px;font-weight:700}.compare-them-val{font-size:14px}.good{color:#6fcf97}.bad{color:#ffffff4d}.testimonials-section{padding:100px 0;background:var(--white);text-align:center}.testimonials-section .section-sub{margin:0 auto 48px}.testi-grid{display:grid;grid-template-columns:1fr 1.12fr 1fr;gap:20px;align-items:start}.testi-card{background:var(--cream);border-radius:var(--radius-lg);padding:32px 28px;text-align:left;transition:transform var(--transition),box-shadow var(--transition)}.testi-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.testi-featured{background:var(--navy);box-shadow:var(--shadow-lg);transform:translateY(-8px)}.testi-featured:hover{transform:translateY(-12px)}.testi-stars{color:var(--gold);font-size:16px;letter-spacing:2px;margin-bottom:14px}blockquote{font-size:15px;line-height:1.7;color:var(--text-mid);font-style:italic;margin-bottom:20px}.testi-featured blockquote{color:#fffc}.testi-author{display:flex;align-items:center;gap:12px}.testi-avatar{width:42px;height:42px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:800;font-size:16px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.testi-name{font-weight:700;font-size:14px;color:var(--navy)}.testi-featured .testi-name{color:var(--white)}.testi-loc{font-size:12px;color:var(--text-light)}.testi-featured .testi-loc{color:#ffffff80}.about-section{padding:100px 0;background:var(--cream)}.about-inner{display:grid;grid-template-columns:280px 1fr;gap:72px;align-items:center}.about-left{text-align:center}.tom-photo{width:200px;height:200px;border-radius:50%;background:var(--navy);border:6px solid var(--gold);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;box-shadow:0 12px 40px #060e1a33}.tom-initial{font-family:var(--font-display);font-size:72px;font-weight:900;color:var(--gold);line-height:1}.tom-badge{font-size:12px;font-weight:600;color:var(--text-mid);background:var(--white);border:1px solid var(--cream-dark);border-radius:100px;padding:8px 18px;display:inline-block}.about-name{font-family:var(--font-display);font-size:2.4rem;font-weight:900;color:var(--navy);line-height:1.1;margin-bottom:6px}.about-role{font-size:14px;font-weight:600;color:var(--gold);letter-spacing:1px;text-transform:uppercase;margin-bottom:24px}.about-bio{font-size:15.5px;color:var(--text-mid);line-height:1.75;margin-bottom:16px}.about-stats-row{display:flex;gap:32px;margin:28px 0;padding:24px 0;border-top:1px solid var(--cream-dark);border-bottom:1px solid var(--cream-dark)}.about-stat-item{display:flex;flex-direction:column}.about-stat-n{font-family:var(--font-display);font-size:1.8rem;font-weight:900;color:var(--navy);line-height:1}.about-stat-l{font-size:12px;color:var(--text-light);margin-top:4px;font-weight:500}.faq-section{padding:100px 0;background:var(--white);text-align:center}.faq-section .section-title{margin-bottom:48px}.faq-list{text-align:left;display:flex;flex-direction:column;gap:4px}.faq-item{border:1px solid var(--cream-dark);border-radius:var(--radius);overflow:hidden;transition:border-color var(--transition)}.faq-item.open{border-color:var(--gold)}.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 24px;background:var(--white);border:none;cursor:pointer;font-family:var(--font-body);font-size:16px;font-weight:600;color:var(--navy);text-align:left;transition:background var(--transition)}.faq-q:hover,.faq-item.open .faq-q{background:var(--cream)}.faq-icon{font-size:22px;font-weight:300;color:var(--gold);flex-shrink:0;transition:transform var(--transition)}.faq-item.open .faq-icon{transform:rotate(45deg)}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s ease,padding .3s ease}.faq-item.open .faq-a{max-height:300px}.faq-a p{padding:0 24px 20px;font-size:15px;color:var(--text-mid);line-height:1.7}.faq-a a{color:var(--gold);font-weight:600}.faq-a a:hover{text-decoration:underline}.cta-section{position:relative;padding:120px 24px;background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 50%,var(--navy-light) 100%);text-align:center;overflow:hidden}.cta-bg-pattern{position:absolute;top:0;right:0;bottom:0;left:0;background-image:radial-gradient(rgba(201,168,76,.06) 1px,transparent 1px);background-size:40px 40px;pointer-events:none}.cta-inner{position:relative;z-index:1}.cta-headline{font-family:var(--font-display);font-size:clamp(2rem,4vw,3rem);font-weight:900;color:var(--white);line-height:1.2;margin-bottom:16px}.cta-sub{font-size:1.1rem;color:#ffffffa6;margin-bottom:40px}.cta-divider{color:#ffffff4d;font-size:12px;letter-spacing:3px;margin:32px 0}.cta-phone-block{display:inline-flex;align-items:center;gap:16px;background:#ffffff12;border:1px solid rgba(201,168,76,.3);border-radius:var(--radius-lg);padding:20px 36px;color:var(--white);transition:all var(--transition)}.cta-phone-block:hover{background:#c9a84c1f;border-color:var(--gold);transform:translateY(-2px)}.cta-phone-icon{width:48px;height:48px;border-radius:50%;background:var(--gold);display:flex;align-items:center;justify-content:center;color:var(--navy);flex-shrink:0}.cta-phone-lbl{font-size:12px;color:#ffffff8c;text-transform:uppercase;letter-spacing:1.5px;font-weight:600}.cta-phone-num{font-family:var(--font-display);font-size:1.6rem;font-weight:800;color:var(--gold);line-height:1.2}.cta-email-link{margin-top:20px}.cta-email-link a{color:#fff6;font-size:14px;transition:color var(--transition)}.cta-email-link a:hover{color:var(--gold)}.site-footer{background:var(--navy-deep);padding:48px 24px;text-align:center}.footer-inner{max-width:700px;margin:0 auto}.footer-logo{font-family:var(--font-display);font-size:1.4rem;font-weight:900;color:var(--gold);letter-spacing:3px;margin-bottom:8px}.footer-tagline{font-size:13px;color:#ffffff59;margin-bottom:20px}.footer-links{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:12px;margin-bottom:16px}.footer-links a{color:#ffffff8c;font-size:14px;transition:color var(--transition)}.footer-links a:hover{color:var(--gold)}.footer-dot{color:#fff3}.footer-copy{font-size:12px;color:#ffffff40;margin-bottom:10px}.footer-disc{font-size:11px;color:#ffffff26;line-height:1.6}@media (max-width: 1024px){.hero-inner{grid-template-columns:1fr;gap:40px}.hero{min-height:auto;padding-bottom:60px}.hero-h1{font-size:2.6rem}.testi-grid{grid-template-columns:1fr;max-width:520px;margin:0 auto}.testi-featured{transform:none}.testi-featured:hover{transform:translateY(-4px)}.about-inner{grid-template-columns:1fr;gap:40px;text-align:center}.about-stats-row{justify-content:center}.btn-outline{margin:0 auto;display:inline-flex}.steps-row{flex-direction:column;align-items:center;gap:0}.step-arrow{transform:rotate(90deg);padding:0}.step-card{max-width:340px}}@media (max-width: 640px){.header-inner{padding:0 16px}.header-phone span{display:none}.header-phone{padding:10px 14px}.logo-text{display:none}.hero{padding:100px 16px 60px}.hero-h1{font-size:2.1rem}.hero-pills{gap:6px}.pill{font-size:11px;padding:5px 10px}.situations-grid{grid-template-columns:1fr}.trust-inner{gap:16px}.trust-sep{display:none}.compare-table{overflow-x:auto}.compare-head,.compare-row{grid-template-columns:160px 140px 140px;min-width:440px}.about-stats-row{flex-direction:column;gap:16px}.cta-phone-block{padding:16px 24px}.cta-phone-num{font-size:1.3rem}.footer-links{flex-direction:column;gap:8px}.footer-dot{display:none}.condition-grid{grid-template-columns:1fr 1fr}.form-step{padding:20px}.form-card-top{padding:16px 20px 12px}}